SAVING PLANS

HDFC Life Sampoorn Samridhi Plus

101N102V05

Sampoorn Samridhi Plus is a Non-Linked, Participating Life insurance plan with two key elements of Savings and Protection.

Key Features

Min Premium: Rs 12000/- Year & Rs 1000/- month & No limit on upper amount
Term for premium payment: Policy Term less 5 years
Policy Term: Minimum 15 years to maximum 40 years
Age at entry: Min 30 days till max 60 Years
Age at Maturity: 18 years to max 75 years

Key Benefits
  • Under endowment with whole life plan - Flexibility to opt for life cover up to the age of 100 years.
  • Policy value increases as Guaranteed Additions and bonuses are announced.
  • Maturity benefit includes Sum Assured, Guaranteed Additions, Reversionary bonus and Interim Bonus (as declared).
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HDFC Life Super Income Plan

101N098V05

HDFC Life Super Income is a non-Linked, participating Money Back Life insurance plan. It offers guaranteed income for a period of 8 to 15 years. It also offers an opportunity to participate in the profits of participating fund of the company by way of bonuses.

Key Features

Single Pay or Annual Min Premium: Min. 24,000/-
No limit on maxi. premium amount
Limited Premium Payment: 8 Options available
Single premium Payment option
Term: 15 years to 27 years
Minimum Age at entry :-
Min 30 days (for policy term greater than or equal to 18 years)
Min 18 years minus Policy Term (for policy term less than 18 years)
Age at Maturity: Min 18 years to max 75 years

Key Benefits
  • Annual Survival benefits 8% to 12.5% of Sum assured.
  • Simple Reversionary Bonus (expressed as percentage of the Sum Assured on Maturity) declared every year.
  • Terminal Bonus may be paid provided all due premiums are paid.
  • Death Benefit Sum Assured on Death + Accrued Reversionary Bonus (if declared) + Interim Bonus (if any) + Terminal Bonus (if declared).
  • The policyholder has an option to receive the future payouts monthly instead of yearly.